The best alternatives to AZA Finance

NALA is a global multi-currency account and money transfer app that enables fast, affordable cross-border payments from the UK, US, and EU to 35+ countries across Africa and Asia. Users can receive, hold, convert, and send money with real-time FX rates and near-instant transfers.

Coins.ph is the most established crypto wallet and exchange in the Philippines, trusted by over 18 million users since 2014. Users can buy, sell, and trade 170+ cryptocurrencies, pay bills, buy mobile load, and send money from a single app. Fully regulated by the Bangko Sentral ng Pilipinas (BSP).

Pouch is a BSP-licensed Bitcoin wallet in the Philippines that lets you buy, hold, and transact Bitcoin with full self-custody. Leveraging the Lightning Network, it offers instant payments and low-cost global remittances for Filipinos.

Hodl Hodl is a global peer-to-peer Bitcoin trading platform that enables direct trades between buyers and sellers without holding user funds. Using 2-of-3 multisig escrow contracts, it offers a non-custodial, anonymous way to buy and sell Bitcoin with over 100 fiat currencies and 1,000+ payment methods.

Strike is an all-in-one Bitcoin platform that lets you buy, sell, send, and receive bitcoin with ultra-low fees. It uses the Lightning Network for instant, near-zero-cost global payments. Features include no-fee recurring purchases, target orders, free on-chain withdrawals to cold storage, bill pay from bitcoin or cash balances, and global money transfers.

Chipper Cash is a fintech app offering crypto wallet services for buying, selling, holding, sending, and receiving cryptocurrencies like Bitcoin, Ethereum, USDC, USDT, and Solana across 10+ blockchain networks. It also features a virtual Visa card for global payments, money transfers to 21+ African countries, and stock investing.

Airtm is a digital dollar wallet (USDC) that enables freelancers, entrepreneurs, and remote workers worldwide to receive payments into a US Virtual Account, send money, and withdraw funds to local currency through over 500 payment methods across 190 countries.