The best alternatives to Franklin

AllScale is a self-custody stablecoin neobank for microbusinesses, offering instant cross-border payments, invoicing, checkout, and payroll solutions. With built-in KYC/KYB/KYT compliance and zero-knowledge privacy, AllScale enables businesses to send and receive USDT/USDC payments globally without a traditional bank account.

Gilded is an enterprise-grade crypto invoicing and payment platform that enables businesses to accept payments in 30+ tokens including BTC, ETH, and stablecoins. Features include automated recurring invoices for subscription billing, automatic payment detection and invoice reconciliation, batch payments to 300+ addresses, and deep integration with QuickBooks Online, NetSuite, and Xero. 100% non-custodial — Gilded is never in the flow of funds.

Toku is a global payroll and employment infrastructure platform built for the stablecoin economy. It enables companies to hire, pay, and manage teams in 100+ countries using stablecoins, fiat, or tokens — with built-in compliance, tax automation, and instant settlement.

Rise is a global payroll and compliance platform that enables companies to hire, onboard, and pay international contractors and full-time employees in 190+ countries. It supports payments in local currencies, stablecoins, and cryptocurrencies, while automating compliance, tax documentation, identity verification, and KYC/AML checks.

Bitwage is a global payroll and payment platform that enables businesses and freelancers to send and receive wages in cryptocurrency, stablecoins, or local currency. Founded in 2014, it supports payments to nearly 200 countries with same-day options.

Coinbase Business is a crypto operating account for startups and small-to-medium-sized businesses. It enables businesses to send and receive global crypto payments, trade and manage digital assets, automate payouts, create invoices, and earn rewards on USDC — all from one secure, compliant platform with enterprise-grade security.

Deel is a global HR and payroll platform that enables businesses to hire, pay, manage, and equip teams in over 150 countries. It offers payroll, HR, compliance, hiring, mobility, IT, and benefits solutions — all on one unified platform trusted by 40,000+ companies worldwide.

Request Finance is a spend management platform that lets businesses control, approve, and monitor company spending in real time. It combines global USD accounts, corporate cards, stablecoin payments, and accounts payable automation into one unified platform for modern finance teams.

PaymentX is an automated cryptocurrency payroll solution by Chrono.tech that enables businesses to pay employees around the world quickly and conveniently using crypto. It supports sending and receiving professional invoices, running payroll securely, setting up regular payment schedules, and paying multiple invoices in one click.

ZBD is a global payment infrastructure platform built for the gaming industry. It enables game developers to integrate real-money rewards, branded debit cards, instant payouts, and embedded banking into their games through a single API — handling compliance, KYC/AML, and multi-currency settlements including Bitcoin Lightning.