The best alternatives to Plutus Card

The Fold Card is a prepaid Visa debit card that lets you earn bitcoin rewards on everyday purchases — up to 1.5% back on top categories and 0.5% on all other eligible purchases. Available for free (Fold Member) or with Fold+ subscription ($8.33/mo billed annually) for higher rewards, zero-fee bitcoin buys, and ACH bill pay rewards. Issued by Sutton Bank, Member FDIC.

The Crypto.com Visa Card is a prepaid Visa card that lets you spend crypto and fiat anywhere Visa is accepted, earning up to 5% CRO rewards on everyday purchases. Available in five tiers from free (Midnight Blue) to premium (Obsidian), with subscription rebates on Spotify and Netflix, airport lounge access, and free ATM withdrawals.

Bleap is a self-custodial money app and Mastercard debit card that lets you spend, send, save, and trade crypto and fiat. Earn up to 20% cashback on every purchase, pay with zero FX markups, and withdraw from ATMs worldwide with no fees.

The Nexo Card is the world's first dual-mode crypto card, allowing you to seamlessly switch between Credit Mode (borrow against your crypto without selling) and Debit Mode (spend your digital assets directly). Earn up to 2% crypto cashback, up to 13% interest on unspent balances, and enjoy fee-free spending at over 100 million merchants worldwide. Available as a virtual or physical Mastercard, compatible with Apple Pay and Google Pay.

Wirex Card is a Visa/Mastercard debit card that lets you spend cryptocurrency, stablecoins, and fiat at 80 million+ merchants worldwide. Earn up to 8% Cryptoback™ rewards on every purchase, with zero FX fees, Apple Pay and Google Pay support, and instant virtual card activation. Available in 130+ countries.

Ready is a self-custodial crypto wallet and payment app that lets you buy, swap, and spend crypto. The Ready Card, powered by Mastercard, enables spending USDC anywhere Mastercard is accepted with zero FX fees. Deposit cash in 6 currencies from over 150 countries, all while retaining full control of your assets.

RedotPay is a stablecoin payment platform that lets users spend, send, and manage digital assets globally. It offers virtual and physical crypto cards accepted at 130M+ merchants, a multi-currency wallet, P2P marketplace for stablecoin trading with 50+ local currencies, instant crypto-to-bank transfers, and a Swap feature for asset conversions — all in one app.

The Bitrefill Card is a crypto Visa prepaid card available as both virtual and physical. Load cryptocurrency onto the card, which converts to EUR for spending anywhere Visa contactless is accepted — online and in-store. Earn 1% cashback on deposits and spending, plus a free monthly eSIM with qualifying deposits.

Ready (formerly Argent) is a smart contract wallet powered by account abstraction technology. It offers a full crypto banking alternative with deposit support across 6 currencies in 150 countries, a Mastercard debit card for spending USDC, staking and swapping features, and 9 years of innovation with zero hacks. Built with ERC-4337 account abstraction, it pioneered seedless, self-custodial wallet recovery through social recovery mechanisms.

Oobit is a crypto payment app and Visa card that lets you spend USDT, Bitcoin, Ethereum, and other cryptocurrencies at over 150 million Visa merchants worldwide. Backed by Tether, it features instant crypto-to-fiat conversion at checkout, direct wallet connectivity with no preloading needed, and up to 10% cashback on eligible tokens.