The best alternatives to Ready

Ready (formerly Argent) is a smart contract wallet powered by account abstraction technology. It offers a full crypto banking alternative with deposit support across 6 currencies in 150 countries, a Mastercard debit card for spending USDC, staking and swapping features, and 9 years of innovation with zero hacks. Built with ERC-4337 account abstraction, it pioneered seedless, self-custodial wallet recovery through social recovery mechanisms.

The Nexo Card is the world's first dual-mode crypto card, allowing you to seamlessly switch between Credit Mode (borrow against your crypto without selling) and Debit Mode (spend your digital assets directly). Earn up to 2% crypto cashback, up to 13% interest on unspent balances, and enjoy fee-free spending at over 100 million merchants worldwide. Available as a virtual or physical Mastercard, compatible with Apple Pay and Google Pay.

Bleap is a self-custodial money app and Mastercard debit card that lets you spend, send, save, and trade crypto and fiat. Earn up to 20% cashback on every purchase, pay with zero FX markups, and withdraw from ATMs worldwide with no fees.

Solflare is a self-custody Solana wallet trusted by over 4 million users. It enables secure trading, staking, NFT management, and crypto purchases — all within one all-in-one app with robust security features and 24/7 human support.

MetaMask Card is a crypto debit card linked directly to your self-custodial MetaMask wallet, letting you spend supported tokens at any merchant that accepts Mastercard. Available as a free Virtual card (1% cashback) or a premium Metal card (3% cashback), it works with Apple Pay and Google Pay for seamless tap-and-pay spending.

Bitget Wallet is a non-custodial multi-chain crypto wallet supporting 130+ blockchains and 1M+ tokens. With 90M+ users worldwide, it offers secure self-custody, in-app token swapping, staking rewards, a built-in DApp browser, and a $300M user protection fund.

The Bitrefill Card is a crypto Visa prepaid card available as both virtual and physical. Load cryptocurrency onto the card, which converts to EUR for spending anywhere Visa contactless is accepted — online and in-store. Earn 1% cashback on deposits and spending, plus a free monthly eSIM with qualifying deposits.

RedotPay is a stablecoin payment platform that lets users spend, send, and manage digital assets globally. It offers virtual and physical crypto cards accepted at 130M+ merchants, a multi-currency wallet, P2P marketplace for stablecoin trading with 50+ local currencies, instant crypto-to-bank transfers, and a Swap feature for asset conversions — all in one app.

The Crypto.com Visa Card is a prepaid Visa card that lets you spend crypto and fiat anywhere Visa is accepted, earning up to 5% CRO rewards on everyday purchases. Available in five tiers from free (Midnight Blue) to premium (Obsidian), with subscription rebates on Spotify and Netflix, airport lounge access, and free ATM withdrawals.

NoOnes is a global peer-to-peer crypto marketplace that connects buyers and sellers directly, offering 500+ payment methods across 183 countries. Users can buy, sell, and trade cryptocurrencies with escrow protection, smart dispute resolution, and access to bank accounts and mobile wallets worldwide.