The best alternatives to Ready

Ready (formerly Argent) is a smart contract wallet powered by account abstraction technology. It offers a full crypto banking alternative with deposit support across 6 currencies in 150 countries, a Mastercard debit card for spending USDC, staking and swapping features, and 9 years of innovation with zero hacks. Built with ERC-4337 account abstraction, it pioneered seedless, self-custodial wallet recovery through social recovery mechanisms.

Bleap is a self-custodial money app and Mastercard debit card that lets you spend, send, save, and trade crypto and fiat. Earn up to 20% cashback on every purchase, pay with zero FX markups, and withdraw from ATMs worldwide with no fees.

The Nexo Card is the world's first dual-mode crypto card, allowing you to seamlessly switch between Credit Mode (borrow against your crypto without selling) and Debit Mode (spend your digital assets directly). Earn up to 2% crypto cashback, up to 13% interest on unspent balances, and enjoy fee-free spending at over 100 million merchants worldwide. Available as a virtual or physical Mastercard, compatible with Apple Pay and Google Pay.

Lumo Wallet is a non-custodial crypto wallet from Lumo Wallet LLC combining self-custody storage, multi-chain send and receive, swaps, staking, the PulseAI assistant, and Lumo Debit access in one app. Private keys are generated and stored on-device, with support on iOS, Android, Windows, and Mac.

Solflare is a self-custody Solana wallet trusted by over 4 million users. It enables secure trading, staking, NFT management, and crypto purchases — all within one all-in-one app with robust security features and 24/7 human support.

Bitget Wallet is a non-custodial multi-chain crypto wallet supporting 130+ blockchains and 1M+ tokens. With 90M+ users worldwide, it offers secure self-custody, in-app token swapping, staking rewards, a built-in DApp browser, and a $300M user protection fund.

Zengo is a self-custodial crypto wallet powered by Multi-Party Computation (MPC) technology, eliminating vulnerable seed phrases. Since 2018, it has secured over 2 million wallets with zero hacks, offering secure buying, selling, swapping, and earning of crypto across blockchains like Bitcoin, Ethereum, Solana, and TRON.

Bitnovo is a regulated cryptocurrency platform offering a self-custodial wallet for individuals to buy, sell, swap, and store digital assets, along with business solutions for accepting crypto payments, gift card integrations, and crypto ATM services.

MetaMask Card is a crypto debit card linked directly to your self-custodial MetaMask wallet, letting you spend supported tokens at any merchant that accepts Mastercard. Available as a free Virtual card (1% cashback) or a premium Metal card (3% cashback), it works with Apple Pay and Google Pay for seamless tap-and-pay spending.

The Bitrefill Card is a crypto Visa prepaid card available as both virtual and physical. Load cryptocurrency onto the card, which converts to EUR for spending anywhere Visa contactless is accepted — online and in-store. Earn 1% cashback on deposits and spending, plus a free monthly eSIM with qualifying deposits.