The best alternatives to Request Finance

Gilded is an enterprise-grade crypto invoicing and payment platform that enables businesses to accept payments in 30+ tokens including BTC, ETH, and stablecoins. Features include automated recurring invoices for subscription billing, automatic payment detection and invoice reconciliation, batch payments to 300+ addresses, and deep integration with QuickBooks Online, NetSuite, and Xero. 100% non-custodial — Gilded is never in the flow of funds.

ZBD is a global payment infrastructure platform built for the gaming industry. It enables game developers to integrate real-money rewards, branded debit cards, instant payouts, and embedded banking into their games through a single API — handling compliance, KYC/AML, and multi-currency settlements including Bitcoin Lightning.

AllScale is a self-custody stablecoin neobank for microbusinesses, offering instant cross-border payments, invoicing, checkout, and payroll solutions. With built-in KYC/KYB/KYT compliance and zero-knowledge privacy, AllScale enables businesses to send and receive USDT/USDC payments globally without a traditional bank account.

ZBD is a payment infrastructure platform built for game developers, enabling studios to embed real-money rewards, branded debit cards, instant payouts, and embedded banking accounts directly into their games. It handles compliance, KYC/AML, and multi-currency support (USD, EUR, BTC) through a single API integration.

Mercuryo is a fiat-to-crypto on-ramp and off-ramp payment infrastructure provider for web3 businesses. It enables users to buy and sell crypto seamlessly with credit cards, debit cards, Apple Pay, and bank transfers, supporting 150+ countries and 70+ cryptocurrencies.

Coinbase Business is a crypto operating account for startups and small-to-medium-sized businesses. It enables businesses to send and receive global crypto payments, trade and manage digital assets, automate payouts, create invoices, and earn rewards on USDC — all from one secure, compliant platform with enterprise-grade security.

Ready (formerly Argent) is a smart contract wallet powered by account abstraction technology. It offers a full crypto banking alternative with deposit support across 6 currencies in 150 countries, a Mastercard debit card for spending USDC, staking and swapping features, and 9 years of innovation with zero hacks. Built with ERC-4337 account abstraction, it pioneered seedless, self-custodial wallet recovery through social recovery mechanisms.

Chipper Cash is a fintech app offering crypto wallet services for buying, selling, holding, sending, and receiving cryptocurrencies like Bitcoin, Ethereum, USDC, USDT, and Solana across 10+ blockchain networks. It also features a virtual Visa card for global payments, money transfers to 21+ African countries, and stock investing.

Franklin is a hybrid fiat and crypto financial management platform offering U.S. compliant payroll, global contractor payments, vendor bill pay, and customer invoicing. It enables businesses to run payroll, manage contractors, and handle accounts payable and receivable using both USD and stablecoins in a non-custodial, multichain environment.

Airtm is a digital dollar wallet (USDC) that enables freelancers, entrepreneurs, and remote workers worldwide to receive payments into a US Virtual Account, send money, and withdraw funds to local currency through over 500 payment methods across 190 countries.