Banxa is a financial technology platform that empowers businesses to embed crypto-fiat exchange capabilities directly into their products and services. Trusted by industry leaders including Kraken, Trust Wallet, MetaMask, OKX, and KuCoin, Banxa provides the infrastructure to bridge traditional finance and digital assets.
Key Capabilities
On-Ramp & Off-Ramp
Enable users to buy and sell cryptocurrencies using fiat currencies through a wide range of payment methods including Visa, Mastercard, SEPA, iDEAL, and more. Banxa handles the full lifecycle from quote to settlement.
Developer Tools
- RESTful APIs — Well-documented, hardened endpoints for integrating crypto payment functionality
- Client-side SDKs — Ready-to-use SDKs for web, iOS, Android, and React Native
- Embedded Widget — Pre-built UX components for quick deployment with minimal development effort
Fiat Management
Global virtual accounts, foreign exchange capabilities, and multi-currency acceptance to process fiat transactions worldwide.
Compliance
Built-in KYC/AML screening solutions to meet regulatory requirements across jurisdictions, backed by global licenses in multiple countries.
Use Cases
- Wallets — Enable in-wallet crypto purchases and withdrawals
- Exchanges — Expand payment method coverage and liquidity access
- Fintechs — Add crypto functionality to existing financial applications
- PSPs — Offer crypto-fiat settlement capabilities
- eCommerce — Accept both fiat and crypto payments seamlessly
Banxa processes billions in annual volume and serves customers in over 170 countries with a regulated, secure infrastructure.
Pros
- Comprehensive developer toolkit with RESTful APIs, client-side SDKs for web/iOS/Android/React Native, and pre-built UX components for rapid integration.
- Embedded as the fiat-to-crypto on-ramp in over 100 leading wallets and platforms including Ledger Live, MetaMask, Trust Wallet, OKX, Bybit, and KuCoin.
- MiCA-licensed by the Dutch AFM (October 2025) with passporting across all 30 EEA countries, making it one of the most tightly regulated crypto on-ramps in Europe.
- Fully non-custodial — crypto assets are sent directly to the user's self-managed wallet with Banxa never holding customer funds.
- Enterprise-grade security with TLS 1.2+ encryption in transit, AES-256 at rest, and ISO27001/PCI DSS compliant data centers.
- Regulated in multiple jurisdictions with Money Transmitter Licenses in 37 US states, plus FCA (UK), FINTRAC (Canada), and AUSTRAC (Australia) coverage.
Cons
- Processing times vary significantly by payment method, ranging from instant with cards to multiple business days with bank transfers.
- Full KYC identity verification is required for all transactions, which may deter privacy-conscious users.
- SEPA Instant transfers are not confirmed in official documentation — standard SEPA bank transfers take 1 to 3 business days to settle.
- Now a private subsidiary of OSL Group following its TSXV delisting in January 2026 — no public financial disclosures available post-acquisition.
- Customer support is available in English only with no confirmed multilingual or localized help center.