Description
Overview
The Bitrefill Card is a Visa prepaid card that bridges cryptocurrency and everyday spending. Available as both a virtual card (usable online and via Google Pay) and a physical card (for in-store contactless payments), it allows you to convert your crypto into EUR and spend it anywhere Visa is accepted.
Key Features
- Virtual & Physical Cards — Order both for free. The virtual card works instantly for online purchases and can be added to Google Pay. The physical card ships within the EU for in-store spending.
- Cryptocurrency Funding — Load using Bitcoin (on-chain & Lightning Network), Ethereum, and many other cryptocurrencies. Deposits convert to EUR at the current exchange rate.
- Cashback Rewards — Earn 1% cashback when depositing crypto and another 1% cashback when spending. Redeem cashback for Bitrefill store credit.
- Free Monthly eSIM — Deposit €500+ in crypto each calendar month to receive a free eSIM with up to 20GB data for any country or region.
- Global Acceptance — Use at any merchant accepting Visa, both online and in-store worldwide (with some country restrictions).
- No Issuance Fees — Both virtual and physical cards are issued free of charge. No foreign exchange fees — uses the Visa exchange rate.
- Google Pay Compatible — Link your virtual card to Google Wallet for tap-and-pay convenience.
The card is issued in partnership with Lightspark Payments Europe, providing a seamless way to spend cryptocurrency in everyday life.
Highlights
Pros
- Supports Bitcoin, Bitcoin Lightning Network, Ethereum, USDT, USDC, and BNB for deposits.
- Earns 2% cashback — 1% on crypto deposits and 1% on spending, credited the same day as Bitrefill store credit.
- Virtual card available instantly upon verification and physical card shipped free of charge.
- Full in-app card control with instant freeze/unfreeze, optional transaction notifications, and 3D Secure protection.
- Accepted everywhere Visa is accepted worldwide for both online and in-store purchases.
- Free 20GB monthly eSIM in over 170 countries when you deposit over €500 in crypto each month.
Cons
- Does not support Apple Pay for iOS users — only Google Pay is available for contactless mobile payments.
- Card is automatically deactivated after 12 consecutive months of inactivity with no transactions.
- Only available to residents of select European countries, excluding most regions outside the EU/EEA.
- Cash-out via SEPA is unavailable for residents of Sweden.
- Requires mandatory identity verification (KYC) to activate and use the card.