Description
Accept crypto at the counter
CoinsPaid's Crypto PoS Terminal lets merchants accept cryptocurrency and stablecoin payments directly at physical point-of-sale locations. Backed by Estonia-licensed Dream Finance OÜ, the solution brings blockchain payments to retail, hospitality, luxury, and travel venues.
How it works
- Cashier enters the amount on the terminal
- Customer selects their preferred cryptocurrency
- A QR code is displayed on the screen
- Customer scans the code and completes the payment from their wallet
- Payment confirmation appears on the terminal
Available formats
- Dedicated PoS and SoftPoS — Wallet payments on a payment terminal or supported mobile devices
- API for kiosks — Payment flows for self-service kiosks and custom checkout screens
- Static QR codes — Fixed wallet QR codes for simple, low-touch payment acceptance
- White-label PoS software — Branded PoS software on top of a merchant payments stack
Key features
- Multi-currency: Accept Bitcoin, Ethereum, stablecoins, and 50+ cryptocurrencies
- Rate lock: Payment amount is fixed at checkout for a clear total
- Settle in fiat or crypto: Receive funds via SEPA/SWIFT or keep crypto
- ~1% processing fees: No setup or monthly fees
- Zero chargebacks: On-chain payments are irreversible
- 24/7 support: Dedicated team for merchant assistance
Compliance & Security
- Licensed in Estonia (License No: FVT000166)
- ISO/IEC 27001 certified
- KYC/AML procedures in place
- KYT (Know Your Transaction) and risk scoring
- GDPR compliant
- Independently audited
Highlights
Pros
- Zero chargebacks — on-chain blockchain payments are irreversible, eliminating chargeback fraud entirely for merchants.
- Estonia-licensed (License No: FVT000166) with KYC, AML, KYT transaction screening, and GDPR compliance in place.
- Accepts 50+ cryptocurrencies including Bitcoin, Ethereum, and major stablecoins, giving customers broad payment choice.
- Settle in fiat via SEPA/SWIFT or keep crypto/stablecoins — merchants choose their preferred payout method at settlement.
- ISO 27001 certified by Bureau Veritas with independently audited information security management system.
Cons
- PoS terminal hardware and software are delivered through third-party partner Flowgate, creating an additional integration dependency.
- Crypto price volatility creates exposure risk for merchants if they do not settle to fiat immediately after a transaction.
- Suffered a $37M security breach in July 2023 attributed to North Korea's Lazarus Group, though merchant funds were fully protected.
- Transaction confirmation speed depends on the blockchain network used and can slow down during periods of congestion.