Description
CoinsPaid is a blockchain payment infrastructure company that builds ready-to-use payment systems for businesses worldwide. Backed by 11+ years of blockchain engineering and over €29 billion in processed payments, it offers a comprehensive product ecosystem for digital asset payments.
Product Ecosystem
- Payment Gateway (CryptoProcessing) — A stablecoin payment gateway enabling businesses to accept crypto payments with instant fiat conversion, multi-asset support across 20+ blockchains, zero setup fees, and no chargebacks.
- Business Wallet — Blockchain payments without technical integration, allowing businesses to store, manage, and transact digital assets seamlessly.
- OTC Desk — Premium large-volume settlement service with high-grade security for institutional clients and large-scale transactions.
- Crypto SaaS — White-label payment infrastructure that businesses can operate under their own brand with ready-to-use technology.
- Crypto PoS Terminal — In-store tools for accepting digital asset payments at physical retail locations, bridging online and offline commerce.
Key Benefits
- No chargebacks or rolling reserves — Blockchain transactions are final by default
- 99.9% acceptance rate — Higher success than traditional card payments
- Zero setup or monthly fees — Free integration with popular e-commerce platforms
- 24/7 availability — Borderless payments with no amount limits
- 40+ local fiat currencies — Settle in USD, EUR, and more
CoinsPaid serves industries including e-commerce, software development, travel, real estate, marketing, and forex, helping businesses expand globally with secure, borderless blockchain payments.
Highlights
Pros
- Supports 100+ cryptocurrencies across 20+ blockchains with instant conversion to 40+ local fiat currencies including USD and EUR
- OTC desk provides personalized quotes and dedicated support for large crypto-to-fiat conversions with competitive rates
- Full product ecosystem — payment gateway, business wallet, mass payouts, OTC desk, and PoS terminal — all under one platform
- ISO/IEC 27001 certified with regular third-party security audits from firms such as Hacken and 10Guards
- EU-licensed and fully compliant with AML/KYC regulations under Estonia FIU authorization (FVT000166), operating since 2014
Cons
- Suffered a $37.3 million security breach in July 2023 attributed to the Lazarus Group, though affected merchants were reportedly made whole
- Enterprise-only focus requires significant monthly volume and mandatory sales onboarding — no self-serve signup available
- Custodial platform — CoinsPaid holds merchant funds rather than offering non-custodial or self-custody options
- Onboarding process can take 1–4 weeks due to extensive KYC/AML verification including company registration, UBO identification, and AML policy documentation
- No native e-commerce plugins for platforms like WooCommerce or Shopify — integration relies entirely on API or custom development