Description
About
DGLegacy is a digital legacy planning and inheritance app designed to solve the problem of unclaimed assets. It ensures your loved ones are aware of, can identify, and can access your digital, financial, and crypto assets when you can no longer manage them yourself.
How It Works
- Set up Alive Events — The AI-driven Heartbeat protocol monitors your well-being through social media activity, recurring email check-ins, biometric logins, and optional phone call check-ups
- Catalog Your Assets — Add digital, financial, non-financial, and crypto assets with enough information for beneficiaries to identify and locate them
- Protect Your Assets — Receive proactive alerts if a company holding your assets experiences a cyber security breach or financial stability risk
- Invite Beneficiaries & Trustees — Assign beneficiaries and trustees to each asset with only their name and email
- Detection of Fatal Event — The Heartbeat protocol detects unexpected events and proactively notifies your designated beneficiaries
Key Features
- Crypto Inheritance Support — Securely catalog cryptocurrency holdings so beneficiaries can inherit them
- Built-in Password Manager — Store and share passwords and access credentials securely
- Multi-channel Notifications — Beneficiaries are contacted via email and phone globally
- Cyber Breach & Media Monitoring — Get alerted about risks to companies holding your assets
- Bank-level Security — Full data encryption, GDPR and CCPA compliant, hosted in certified secure data centers
- Beneficiary Support — Help beneficiaries identify, locate, and claim their designated assets
- Trustee Assignment — Appoint trusted people to assist beneficiaries throughout the process
Use Cases
Ideal for individuals with digital assets (cryptocurrency, online investments), financial accounts, passwords, and physical assets who want to complement traditional estate planning with an easily updatable digital asset catalog. The service is available globally and works alongside existing wills and trusts.
Highlights
Pros
- Heartbeat protocol monitors across social media, email, biometric logins, and phone calls to reliably detect fatal events and trigger beneficiary notifications with multi-channel redundancy.
- Platinum tier offers proactive cyber breach and media monitoring that alerts users when companies holding their assets face security incidents or financial stability risks.
- Provides a continuously updatable catalog of digital, financial, crypto, and physical assets that traditional wills and trusts cannot match as asset portfolios change over time.
- Uses bank-level AES-256 encryption with SSL/TLS certificates from DigiCert, and a zero-knowledge architecture that makes it technically impossible for employees to view user data.
- Includes a built-in password manager with digital inheritance so beneficiaries automatically receive credentials, access info, and file attachments when inheritance is triggered.
Cons
- Server-side encryption model is not documented with the transparency of explicit zero-knowledge architectures, leaving the exact encryption design less verifiable to security-conscious users.
- Password manager functionality creates feature overlap for users who already use a dedicated password manager like 1Password or Bitwarden, adding redundancy.
- Beneficiaries rely entirely on the system's automated monitoring and notification flow rather than having a direct on-demand request mechanism to access shared secrets.
- Heartbeat protocol's activity-based monitoring can misinterpret prolonged silence (vacation, lost connectivity) as a fatal event, potentially triggering false beneficiary notifications.
- As a bootstrapped startup with no publicly listed third-party security certifications (SOC 2, ISO 27001), it lacks the institutional audit credentials of more established platforms.