Dynamic

Dynamic

Wallet Infrastructure for Fintech, Crypto, and Stablecoins

Dynamic provides a unified SDK for embedded wallets, external wallet connections, and multi-chain support, enabling businesses to offer onchain products like pay-with-crypto, tokenized assets, and yield without needing crypto specialists.

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Description

Dynamic is a wallet infrastructure platform (acquired by Fireblocks in October 2025) that enables businesses to embed non-custodial crypto wallets into their applications through a single unified SDK. It supports embedded wallets (TSS-MPC), external wallet connections (800+ wallets supported), and multi-chain connectivity. Dynamic has onboarded 50M+ users and provides sub-second signing speed.

Key Features

  • Embedded Wallets — Spin up non-custodial wallets in your app instantly with TSS-MPC distributed signing.
  • Wallet Connections — Let users connect the wallets they already have across chains and platforms (800+ wallets supported).
  • Multi-Chain Support — One unified SDK covering multiple blockchain networks.
  • Enterprise Self-Custody — Distributed signing with flexible thresholds and built-in recovery paths.
  • Sub-Second Signing — Transactions complete in under a second.
  • Policy Controls — MFA, allowlists, and rate-limiting safeguards.
  • Fireblocks Security — Inherits Fireblocks' institutional-grade security expertise and operational rigor.

Use Cases

  • Pay with Crypto — Let customers pay with and deposit crypto from any wallet or exchange without on/off-ramping.
  • Tokenized Assets — Enable trading of tokenized real-world assets.
  • Yield Products — Offer yield on balances to keep customers engaged.
  • Global Money Movement — Enable fast, cheap, 24/7 cross-border transfers.

Dynamic serves fintechs, exchanges, payment platforms, and Web3 applications with a stack that scales from concept to millions of users.

Highlights

Pros

  • Sub-second transaction signing speed with 99.9% uptime, enabling real-time, responsive wallet interactions
  • Acquired by Fireblocks, inheriting institutional-grade security infrastructure used by over 2,400 financial institutions with $10T+ in transactions secured
  • Proven at massive scale with over 50 million users onboarded and adopted by major companies including Kraken, Stripe, and Magic Eden
  • Single unified SDK handles embedded wallets, external wallet connections (800+), and multi-chain connectivity — removing the need for multiple vendor integrations
  • Enterprise policy controls including MFA, allowlists, and rate-limiting safeguards built directly into the wallet infrastructure

Cons

  • Social login support is limited compared to competing wallet infrastructure providers like Web3Auth and Privy
  • The useIsLoggedIn() SDK hook fails to update state when disconnecting a wallet via MetaMask, leaving users incorrectly shown as logged in
  • Recent acquisition by Fireblocks creates potential uncertainty around long-term product roadmap and standalone feature development
  • Account abstraction capabilities are partial rather than default, requiring extra development effort for full smart wallet functionality
  • Limited public developer community resources and third-party integrations compared to more established wallet infrastructure alternatives