Fold Card

Fold Card is a prepaid Visa debit card that bridges everyday spending with bitcoin savings. Spend from your USD cash balance anywhere Visa is accepted and earn rewards paid in bitcoin on every purchase.\n\n### Two Plans\n\n| Plan | Price | Key Benefits |\n|------|-------|-------------|\n| Fold Member | Free | Fold Debit Card, buy/sell bitcoin, gift card rewards, wheel spins |\n| Fold+ | $8.33/mo (annual $100/yr) or $10/mo monthly | Zero-fee bitcoin buys, up to 1.5% back on ACH bill pay, up to 15% back on merchant boosts, 1.5% back on dining/travel, 0.5% on all other purchases, no international fees, no ATM fees |\n\n### Key Features\n\n- Bitcoin Rewards — Earn bitcoin (sats) on every eligible purchase with Fold+\n- No International Fees — Spend abroad with no foreign transaction fees\n- No ATM Fees — Fee-free ATM withdrawals\n- ACH Bill Pay Rewards — Earn bitcoin back on recurring bills like mortgage, rent, and credit card payments\n- Gift Card Rewards — Up to 20% back on gift cards (1.75% on Amazon)\n- Authorized Users — Add up to 3 authorized users, each with their own debit card\n- Apple Pay & Google Pay — Add to mobile wallets for contactless tap-and-pay\n- Round Up Spare Change — Auto-stack bitcoin by rounding up purchases\n- Direct Deposit — Convert a portion of your paycheck directly into bitcoin\n\n### How It Works\n\n1. Sign up and create a Fold account\n2. Load funds to your USD cash balance via bank transfer, direct deposit, or by selling bitcoin\n3. Spend anywhere Visa is accepted — in-store, online, or via mobile wallet\n4. Earn bitcoin rewards automatically with every eligible purchase\n\n### Availability\n\nAvailable to US residents. Fold Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Up to $250,000 of your cash balance is covered by FDIC insurance on a pass-through basis. Bitcoin assets are not FDIC insured.\n\nFold, Inc. is publicly traded on Nasdaq under ticker FLD.",