Description
Mercuryo is a fiat-to-crypto payment engine that powers top web3 businesses. Founded in 2018, it provides embedded payment infrastructure for wallets, DEXs, NFT platforms, and other blockchain applications.
Key Products
- On-Ramp — Allow users to buy crypto with fiat in under 15 seconds via credit/debit cards, Apple Pay, bank transfers, and more. Supports 150+ countries and 70+ cryptocurrencies with 10+ payment methods.
- Spend — Issue co-branded virtual and physical cards for users to spend crypto from connected wallets, with 30+ multi-chain support and instant card issuance.
- Mercuryo Pay — Manage crypto payments for businesses.
Trusted by the industry
Mercuryo is trusted by 500+ leading web3 companies including MetaMask, Trust Wallet, Ledger, 1inch, PancakeSwap, and Bybit. It has onboarded 12M+ users, processed over $2B in total volume, and generated $15M in revenue for partners.
Security & support
The platform is ISO 27001:2022 certified and PCI DSS compliant. It offers 24/7 customer care in 20+ languages with an average 30-second response time. Developers can integrate via iFrame, API, or SDK with a plug-and-play widget for web and mobile.
Highlights
Pros
- ISO 27001:2022 certified and PCI DSS compliant, meeting global security standards for data protection and cardholder information.
- Offers co-branded virtual and physical crypto cards via the Spend product with instant issuance and 30+ multi-chain support.
- Offers 24/7 customer support in 20+ languages with an average 30-second response time.
- Trusted by 500+ leading web3 companies including MetaMask, Trust Wallet, Ledger, and 1inch as their embedded fiat-to-crypto on-ramp provider.
- Provides a customizable on-ramp widget with iFrame, API, and SDK integration for seamless embed into web and mobile applications.
- Supports 150+ countries with 70+ cryptocurrencies and 10+ payment methods including Apple Pay, cards, and bank transfers.
Cons
- Non-verified customers face a 72-hour holding period before crypto withdrawals are released.
- KYC identity verification is mandatory for all users before any buy or sell transaction can be processed.
- Deposit methods are limited primarily to Visa, Mastercard, Apple Pay, and select local methods, with no PayPal or similar e-wallet support.
- The wallet is custodial — Mercuryo holds and can recover private keys on behalf of users rather than providing full self-custody.