Description
MetaMask Card is a crypto debit card that connects directly to your self-custodial MetaMask wallet, enabling you to spend supported tokens anywhere Mastercard is accepted — in-store, online, or via mobile wallet.
Your funds remain in your wallet until the moment you tap to pay. At the time of transaction, selected tokens are converted to fiat currency (USD, EUR, or GBP) automatically.
Two Card Tiers
- Virtual Card (Free) — Instant digital card for online and mobile spending. Earn 1% cashback in mUSD on every purchase. Up to $15,000 daily spending limit.
- Metal Card ($199/year) — Premium physical metal card with elevated perks. Earn 3% cashback on first $10,000 monthly spend (then 1%), no foreign transaction fees, up to $30,000 daily spending limit, and up to $5,000 daily ATM withdrawals. Orders currently paused.
Supported Tokens & Networks
Spend mUSD, USDC, USDT, wETH, EURe, GBPe, aUSDC, amUSD, and aBasUSDC on Linea, Base, Solana, and Monad networks.
Key Features
- Self-Custodial — You maintain full control of your funds until each transaction.
- Apple Pay & Google Pay — Add your card to any mobile wallet for contactless tap-to-pay.
- Global Acceptance — Use your card at millions of merchants in 50+ countries.
- No Bank Account Required — Spend directly from your crypto wallet.
- Instant Setup — Get your Virtual card immediately through the MetaMask mobile app.
Availability
Available in the US, UK, Canada, most European countries, Brazil, Argentina, Mexico, Switzerland, Colombia, and more. Powered by Mastercard in partnership with Baanx (Crypto Life).
Highlights
Pros
- Metal card offers 3% cashback on the first $10,000 spent annually, 0% foreign transaction fees, and free ATM withdrawals up to $1,200 per month.
- Free Virtual card earns 1% cashback in mUSD on every eligible purchase with no monthly or annual fees.
- Backed by Mastercard's global network, accepted at over 150 million merchant locations worldwide for both online and in-store spending.
- Self-custodial design lets users retain full control of their crypto in their MetaMask wallet until the moment of payment, eliminating the need to pre-load funds onto a custodial exchange account.
- Seamless integration with Apple Pay and Google Pay enables tap-and-pay spending directly from the MetaMask mobile wallet.
Cons
- Metal card requires a $199 annual subscription fee and is currently limited to US residents only, with orders temporarily paused as of mid-2026.
- Each transaction incurs Linea gas fees (~$0.02 per spend), and redeeming mUSD cashback rewards also requires paying on-chain gas fees.
- Virtual card users outside the US cannot withdraw cash from ATMs, and the free Virtual tier charges a 1% cross-border fee on international transactions.
- Supports only a narrow range of tokens (USDC, USDT, wETH, EURe, GBPe, aUSDC, amUSD, mUSD) confined to Linea, Solana, Monad, and Base networks.
- Metal card's 3% cashback is capped at $10,000 in annual spend — after that it drops to 1%, and the Metal card is not yet available outside the US.