Description
Oobit Crypto Card is a Visa-powered payment solution that bridges cryptocurrency holdings with everyday spending. The app connects directly to your self-custody wallet (MetaMask, Trust Wallet, Binance Wallet, and others) so your crypto stays in your wallet until the moment you pay — no preloading or fund transfers required.
Key Features
- Instant Crypto-to-Fiat Conversion — Your crypto is converted to local currency at checkout, so merchants always receive fiat while you spend your digital assets.
- 150M+ Visa Merchants — Use your Oobit card online, in-store, or on the go anywhere Visa is accepted globally.
- Direct Wallet Payments — No need to deposit funds first. Connect your existing crypto wallet and spend directly from it using DePay technology.
- Up to 10% Crypto Cashback — Earn rewards on eligible tokens with the 5X rewards program on every purchase.
- Apple Pay & Google Pay — Add your Oobit card to your smartwatch or mobile wallet for seamless tap-and-pay transactions.
- Multi-Asset Support — Spend USDT, Bitcoin, Ethereum, Bitcoin Cash, TON, VET, and dozens of other tokens.
Use Cases
- Everyday Shopping — Pay for groceries, dining, and retail with crypto at supermarkets and local stores.
- Online Payments — Use crypto for global online shopping, subscriptions, and digital services.
- Transport & Travel — Pay for rides, flights, hotels, and food delivery wherever Visa is accepted.
- Send Crypto to Any Bank — Send crypto and have the recipient receive local currency directly into their bank account.
Backed by Tether (the company behind USDT) and trusted by millions of users with 4.8★ ratings on both the App Store and Google Play.
Highlights
Pros
- Up to 10% cashback rewards on eligible token purchases through the 5X rewards program
- Supports 25+ cryptocurrencies across Ethereum, Solana, BSC, Tron, and Polygon blockchain networks
- Automatic crypto-to-fiat conversion at checkout so merchants always receive local currency
- Pay directly from any self-custody crypto wallet via DePay with no preloading or fund transfers required
- Send crypto to bank accounts worldwide in over 100 supported countries via local payment rails
- Backed by Tether with $25M Series A funding and rated 4.8★ across both App Store and Google Play
Cons
- Not available in 17 restricted countries including Russia, Venezuela, Iran, and Afghanistan
- Only works at Visa-accepting merchants, excluding stores on Mastercard, Amex, or other networks
- Mandatory KYC identity verification required before the card can be activated or used
- No physical card available — spending relies entirely on Apple Pay and Google Pay mobile wallets