OxaPay

OxaPay

Crypto payment gateway for businesses

OxaPay is a crypto payment gateway that enables businesses and developers to accept cryptocurrency payments easily without managing blockchain infrastructure. It supports major coins like Bitcoin, Ethereum, USDT, and BNB with features including merchant APIs, payment links, invoicing, white-label solutions, and automated payouts.

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Description

OxaPay is a modern crypto payment gateway built for businesses that value simplicity, speed, and control. It bridges digital currencies and real-world commerce by providing reliable infrastructure tailored to today's payment demands.

Key Features

  • Merchant Service — Full API integration to accept, automate, and scale crypto payments globally. Generate API keys and start accepting payments in minutes.
  • Payment Links & Invoices — Create shareable payment links and invoices without coding. Ideal for freelancers, e-commerce, and B2B services.
  • White-Label Solution — Launch a fully branded crypto payment checkout under your own identity, ready in a day.
  • Static Addresses — Generate unique permanent addresses per customer for reliable recurring payments.
  • Payout Service — Automate mass crypto transfers for payroll, affiliates, or supplier payments.
  • Volatility Protection — Auto-convert incoming payments to stablecoins (e.g., USDT) instantly.
  • Built-In Swap Tool — Convert supported coins directly in your dashboard without blockchain fees.
  • Telegram Wallet — Securely manage crypto assets through a Telegram-based wallet.
  • Plugins & Integrations — Pre-built plugins for platforms like WooCommerce, WHMCS, and more.

Use Cases

OxaPay serves e-commerce stores, SaaS platforms, freelancers, online marketplaces, and any business seeking to accept crypto payments with low fees (from 0.4%), real-time processing, and 24/7 support.

Highlights

Pros

  • White-label solution lets businesses launch a fully branded crypto checkout under their own identity
  • Built-in swap tool converts between supported coins directly in the dashboard without blockchain fees
  • Pre-built plugins for WooCommerce, WHMCS, and other major platforms for quick integration
  • Accepts crypto payments directly through a Telegram bot, enabling purchases without leaving the chat app
  • Volatility protection auto-converts incoming payments to stablecoins like USDT instantly

Cons

  • User reports on BitcoinTalk describe failed large withdrawals and unresponsive customer support
  • Network fees passed entirely to the customer, which can be significant on congested chains like Ethereum
  • Limited plugin ecosystem and no subscription billing compared to more established gateways
  • No fiat settlement option — merchants can only receive and withdraw cryptocurrency
  • Custodial platform holds merchant funds until withdrawal, giving users no direct control over their crypto