Description
OxaPay is a modern crypto payment gateway built for businesses that value simplicity, speed, and control. It bridges digital currencies and real-world commerce by providing reliable infrastructure tailored to today's payment demands.
Key Features
- Merchant Service — Full API integration to accept, automate, and scale crypto payments globally. Generate API keys and start accepting payments in minutes.
- Payment Links & Invoices — Create shareable payment links and invoices without coding. Ideal for freelancers, e-commerce, and B2B services.
- White-Label Solution — Launch a fully branded crypto payment checkout under your own identity, ready in a day.
- Static Addresses — Generate unique permanent addresses per customer for reliable recurring payments.
- Payout Service — Automate mass crypto transfers for payroll, affiliates, or supplier payments.
- Volatility Protection — Auto-convert incoming payments to stablecoins (e.g., USDT) instantly.
- Built-In Swap Tool — Convert supported coins directly in your dashboard without blockchain fees.
- Telegram Wallet — Securely manage crypto assets through a Telegram-based wallet.
- Plugins & Integrations — Pre-built plugins for platforms like WooCommerce, WHMCS, and more.
Use Cases
OxaPay serves e-commerce stores, SaaS platforms, freelancers, online marketplaces, and any business seeking to accept crypto payments with low fees (from 0.4%), real-time processing, and 24/7 support.
Highlights
Pros
- White-label solution lets businesses launch a fully branded crypto checkout under their own identity
- Built-in swap tool converts between supported coins directly in the dashboard without blockchain fees
- Pre-built plugins for WooCommerce, WHMCS, and other major platforms for quick integration
- Accepts crypto payments directly through a Telegram bot, enabling purchases without leaving the chat app
- Volatility protection auto-converts incoming payments to stablecoins like USDT instantly
Cons
- User reports on BitcoinTalk describe failed large withdrawals and unresponsive customer support
- Network fees passed entirely to the customer, which can be significant on congested chains like Ethereum
- Limited plugin ecosystem and no subscription billing compared to more established gateways
- No fiat settlement option — merchants can only receive and withdraw cryptocurrency
- Custodial platform holds merchant funds until withdrawal, giving users no direct control over their crypto

