Description
Ready (formerly Argent) is a self-custodial crypto wallet and payment app designed as an onchain alternative to traditional banking. With over 2 million downloads, it offers a comprehensive suite of financial tools that put you in full control of your digital assets.
Key Features
- Self-Custodial Wallet: You retain full control of your assets at all times. Ready never has access to your funds.
- Ready Card: A crypto debit card powered by Mastercard, available in Metal and Lite variants. Spend USDC anywhere Mastercard is accepted with zero foreign exchange fees on the Metal card.
- Multi-Currency Deposits: Add funds in 6 fiat currencies from over 150 countries via bank transfer, exchange, or wallet in seconds.
- Swap & Exchange: Swap between your favourite tokens directly within the app.
- Ready Points: Earn points on every card spend and redeem them for purchases or subscription payments.
Security You Can Trust
- 9 years of operation with zero security breaches
- Fraud protection that monitors and flags suspicious transactions
- Instant card freeze with one tap
- Mastercard zero-liability fraud protection
- Real human customer support whenever you need it
Trusted Infrastructure
Ready's smart contracts are used by major crypto exchanges including Kraken, Binance, and OKX. The app is available on both iOS and Android, with a physical and virtual card option for everyday spending.
Highlights
Pros
- Ready Card powered by Mastercard lets you spend USDC anywhere Mastercard is accepted with zero FX fees
- Self-custodial wallet with 9 years of operation and zero security breaches to date
- 24/7 real human customer support with fraud protection monitoring and instant card freeze
- Built-in Bitcoin staking, lending, and borrowing features let you earn yield directly in the app
- Smart contracts trusted and used by major exchanges including Binance, Kraken, and OKX
- Supports fiat deposits in 6 currencies from over 150 countries via bank transfer or exchange
Cons
- Primarily focused on Ethereum, StarkNet, and Bitcoin ecosystems with limited support for other chains
- Smart contract wallet architecture incurs higher gas fees compared to standard EOA wallets like MetaMask
- Some users reported issues with third-party fiat on-ramp integrations when purchasing crypto in-app
- App availability and physical card shipping are restricted to select countries and regions