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Request Finance

Request Finance

Spend Management for Modern Companies

Request Finance is a spend management platform that lets businesses control, approve, and monitor company spending in real time. It combines global USD accounts, corporate cards, stablecoin payments, and accounts payable automation into one unified platform for modern finance teams.

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Description

About Request Finance

Request Finance is a modern financial operations platform for companies operating globally. It replaces scattered tools and slow banking rails with a single dashboard for managing spend, paying vendors, and controlling finances — powered by stablecoins, simplified for everyone.

Key Features

  • Global USD Account — Each entity gets its own account with dedicated budgets, spending limits, and approvals for a clean audit trail.
  • Corporate Cards — Issue virtual and physical cards with real-time controls and instant notifications.
  • Stablecoin Payments — Send and receive USDT directly from your platform alongside traditional fiat currencies for faster global settlement.
  • Accounts Payable — Manage invoices, approvals, and batch payments with full audit trails.
  • Accrual Accounting — Track expenses and maintain accrual-based financial records.

Integrations

Connects with Xero, QuickBooks, Wise, Revolut, SAP, DBS, Citibank, Chase, Ledger, MetaMask, and Safe — enabling seamless workflows across accounting, banking, and crypto tools.

Security

SOC 2 Type 1 audited with insurance coverage, double payment detection, and scam vigilance. Trusted by 1,500+ finance leaders processing over $1B in payments across industries including SaaS, e-commerce, healthcare, Web3, and more.

Highlights

Pros

  • Built-in on-chain double payment detection and scam vigilance prevent erroneous or fraudulent crypto payments
  • Trusted by 1,500+ finance leaders including Near Protocol, The Sandbox, Aave, and OpenZeppelin, processing over $1B in payments
  • Supports payments in 350+ crypto assets across 20+ blockchains alongside 20+ fiat currencies via ACH, SEPA, SWIFT, and local fast payment rails
  • Integrates natively with accounting tools (Xero, QuickBooks, NetSuite), banking rails (Wise, Revolut, DBS, Citibank, Chase), and crypto wallets (Ledger, MetaMask, Safe)
  • SOC 2 Type 1 audited with insurance coverage against hacks and protocol issues through OpenCover
  • Stablecoin payouts are completely free with zero processing fees regardless of volume

Cons

  • Yield Rewards feature for earning on idle stablecoin balances is listed as "coming soon" with no confirmed release date
  • Accounting integrations with QuickBooks and Xero are restricted to higher-tier plans, not available on the base tier
  • Physical corporate cards are not available on the entry-level plan, limiting in-person spending options
  • Multi-entity management is capped at 10 entities even on the highest plan, limiting scalability for large enterprise groups
  • Full platform operations require a desktop browser; only expense claims are supported on mobile